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BySamantha Rose

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Samantha Rose covers financial literacy for the educational arm of OppLoans. Her work focuses on providing hands-on resources for high school and college-age students in addition to their parents and educators.

Bang for your buck? We’ve got a list of money sayings that you can take to the bank.

1. A day late and a dollar short

This is another way to say, “too little, too late.” When someone is a day late and a dollar short, they have missed an opportunity because of tardiness and because they haven’t put in the effort.

2. A fool and his money are soon parted

If someone acts foolishly or unwisely with their finances, then they will soon lose their money. This phrase is best used to describe gamblers and risk-takers with bad luck.

3. A light purse is a heavy curse

For those without a lot of money (those in poverty), life is incredibly difficult. To have a light purse means to have a wallet that is lacking in coins and bills.

4. A penny saved is a penny earned

This common phrase is used to encourage people to save money. It’s as useful to save money that someone already has as it is to earn more money. Money spent is gone forever.

5. All that glitters is not gold

Appearances, no matter how lovely and sparkly, can be deceptive. A deal or opportunity that looks or sounds valuable may actually be worthless. If it’s too good to be true, than it probably is.

6. Almighty dollar

The “almighty dollar” is more important than anything else. At least that’s what people who use this idiom often think. They view money as a representation of prosperity, success, and a vehicle to wealth.

7. Ante up

To pay money owed on a good or service. In poker, an ante up is a request for players to put their antes, or starting bets, into the collective jackpot.

8. As phony as a $3 bill

A person, thing, or situation that is fake and not genuine. Since $3 bills haven’t been printed since the 1800s, they aren’t considered real money with any value.

9. As poor as a church mouse

To be very poor to the point of starvation or begging. This idiom is an alteration of “as hungry as a church mouse,” and came from the idea that priests meticulously prevent any crumb of the sacrament of Eucharist from falling to the ground, meaning that church mice couldn’t eat the crumbs.

10. As sound as a dollar

To be very secure and dependable like a dollar bill. Money is always reliable; worthy of being exchanged for goods and services.

11. At a premium

A premium is a costlier, more valuable alternative. When compared to the original, an item or service purchased at a premium was bought at a higher price than usual because of a special reason.

12. At all costs

At any expense of time, money, or effort; someone would figuratively spend all of their money in order to achieve or get this thing.

13. At the drop of a dime

Think about how quickly it would take a dime to fall from your pocket to the ground. If you do something “at the drop of a dime” you are doing it very quickly; instantaneously.

14. Back on your feet

After a devastating financial setback or loss, someone gets “back on their feet” by returning to good financial health.

15. Balance the books

To make sure that all money is accounted for by taking stock of the financial accounts.

16. Bang for your buck

To get the value for your money.

17. Below par

To be priced lower than average or less than the face value; that which is subpar.

18. Bet on the wrong horse

To base your plans on a wrong guess about the results of something, similar to betting on a losing horse at the races.

19. Bet your bottom dollar

To bet all that you have on something because you’re sure that you’ll win. To go all in during poker or a similar betting game.

20. Beyond your means

More than you can afford. To live beyond your means is to live outside of your wealth bracket.

21. Big bucks

Used to describe a person who makes a lot of money. “Big” is used as a quantity, similar to “many” in this context.

22. Blank check

To write someone a blank check with unlimited funding, no constraints, and complete freedom of control.

23. Born with a silver spoon in your mouth

To be born rich in the lap of luxury, wealth, and comfort. People born with a silver spoon in their mouth are often the children of wealthy parents.

24. Bottom dollar

The last dollar. When someone spends all of their money and has only a single dollar bill left, it’s considered their bottom dollar.

25. Bread and butter

The source of a household’s income; how they pay for food. People make “bread and butter” with their job, businesses, or other source of income.

26. Breadwinner

Someone who works hard to earn money for their family. Often this person is the sole or primary earner in a household.

27. Break the bank

To use up all of the money in a bank account. It can also mean to win the whole pot of money at a gambling table.

28. Break even

When income is equal to expenses. There is no profit or loss.

29. Bring home the bacon

To earn a family’s livelihood by bringing home a salary.

30. Burn a hole in your pocket

To influence someone to spend money quickly. Spending on unnecessary purchases for instant gratification, because the money was burning to get out of your pocket.

31. Buy someone off

To try to persuade someone with a financial bribe in order to stop them from doing their duty.

32. By check

To pay for something by writing the individual or company a physical check.

33. Cash-and-carry

Selling something, but only if the buyer can pick it up (no delivery) and pay cash.

34. Cash cow

A descriptor of a business or product that generates a continuous flow of income.

35. Cash in

To exchange coupons or bonds for their equivalent value in money.

36. Cash in on

To make money from an opportunity–one that is successful and fruitful.

37. Cash in your chips

This idiom implies to sell something with the intent of using its proceeds to go towards something else. Typically a person will “cash in their chips” to get the best deal when they suspect the value is about to fall.

38. Cash in the barrelhead

When an item is paid for in cash. This idiom comes from the custom of customers paying for their drinks by leaving money o

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